
How to Buy Cash-Flowing Rentals in 2026 (Despite High Rates) (Rookie Reply)
09/1/2026 | 33 min
Is real estate investing still worth it? High mortgage rates and home prices can make buying a rental property seem challenging, if not impossible at times, particularly for a rookie investor with zero experience. But not to worry—in this episode, we’re sharing beginner-friendly tips that will help you find and fund cash-flowing deals in 2026! Welcome to another Rookie Reply! We’re back with three questions from the BiggerPockets Forums, the first of which comes from someone who’s looking to break into real estate but is unsure of how to make the numbers work in today’s high-interest-rate environment. Is now a bad time to invest, or conversely, the best possible time to get started? Another investor is looking to leave their W2 for a job in real estate, but should they? Ashley and Tony debate whether this move actually gives you an edge. Finally, behind every good real estate investor is an investor-friendly tax professional. But how do you find one? We share some of the most crucial questions to ask when hiring a CPA! Looking to invest? Need answers? Ask your question here! In This Episode We Cover How to find cash-flowing real estate deals (despite high mortgage rates) Whether rookies should start investing in real estate in 2026 (or wait) Choosing the right investing strategy for your long-term goals The BEST real estate jobs to help fast-track your investing journey When to leave your current W2 job for a job in real estate Crucial questions to ask a tax professional before hiring them And So Much More! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/rookie-664 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email [email protected]. Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Landlord Insurance Premiums Are Skyrocketing in 2026 (And How to Stop It)
07/1/2026 | 34 min
Landlord insurance premiums are rising fast in many markets across the U.S., and if you’re not careful, this expense could be a dealbreaker on your next rental property. Fortunately, we know an expert on this topic, and in this episode, he’ll help you navigate these challenges so you buy the right policy without sacrificing your cash flow! Welcome back to the Real Estate Rookie podcast! Today, we’re joined by Darren Nix, CEO of Steadily, to discuss all things rental property insurance. Why are premiums skyrocketing in the first place, and more importantly, is there anything you can do about it? As you’re about to find out, yes! Darren shares all kinds of tips and strategies you can use to keep costs under control, all while getting the coverage you need. Stay tuned as he shows you how to estimate insurance costs when analyzing deals, which types of coverages you need for your property (and which are optional), and how to choose a real estate market that has reasonable premiums. Whether you’re insuring your first or fifth property, these tips could help you save thousands on landlord insurance, and better yet, give you peace of mind that you’re covered in a worst-case scenario! In This Episode We Cover Tips, tricks, and strategies that will help minimize your insurance costs The number one issue currently driving up landlord insurance premiums How to accurately estimate insurance when analyzing rental properties The types of rental properties that (usually) have the lowest insurance costs How to pick a real estate market with more affordable insurance When to pair your landlord policy with an umbrella policy for additional coverage Which real estate markets are most likely to become “uninsurable” And So Much More! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/rookie-663 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email [email protected]. Learn more about your ad choices. Visit megaphone.fm/adchoices

She Quit Her W2 to Stay Home, Now This Mom of 3 Makes $6K/Month from 1 Rental
05/1/2026 | 56 min
“Cancer.” One word would change this mom’s life forever, requiring her to drop her career and become a full-time caregiver. But little did she know that real estate investing would bring her more time, flexibility, and freedom than she had at any W2 job. Today, she owns several rentals, including one that brings in over $6,000 in monthly cash flow! Welcome back to the Real Estate Rookie podcast! Jane Ng and her husband had been climbing the corporate ladder when a family medical crisis turned their lives upside down. Following her daughter’s leukemia diagnosis, battle, and long recovery, Jane knew her next job would need to accommodate their new normal. Real estate has provided that and more, allowing her to spend more time with her children, work without being chained to a desk, and bring in more than enough money to help support her family. After dabbling in wholesaling, long-term rentals, and other investing strategies, Jane has since pivoted to short-term rentals, leveraging her hospitality background to craft memorable getaway experiences. Stick around and she’ll show YOU how to copy her success, whether you’re a stay-at-home mom or a nine-to-fiver! In This Episode We Cover How Jane turned a medical crisis into a launchpad for financial freedom The luxury rental property that nets Jane over $6,000 a month How to find more affordable real estate deals (beyond your backyard) How to (legally) avoid paying capital gains tax when selling an investment property Maximizing your monthly cash flow with short-term rental investing Planning and completing a successful renovation project (step by step) And So Much More! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/rookie-662 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email [email protected]. Learn more about your ad choices. Visit megaphone.fm/adchoices

Deal of a Lifetime? How to Structure a Win-Win Seller Financing Deal (Rookie Reply)
02/1/2026 | 24 min
Money is often the biggest barrier standing between a rookie investor and their first deal, but there’s a creative way to buy a rental property that doesn’t require draining your savings or putting much down at all. We’re talking about seller financing. In today’s market, you may have even more leverage to negotiate these kinds of deals. Tune in as we break one of them down! Welcome to another Rookie Reply! We’re back with more questions from the BiggerPockets Forums, including one from an investor who’s struggling to find great real estate deals due to higher mortgage rates. While it’s true that today’s rates could eat away at some of your cash flow, you can still find properties that meet your long-term goals. Waiting for rates to drop could cost you! Don’t have the cash for your next investment property? There’s a creative financing strategy that could allow you to put very little (or no) money down. We share how to negotiate and structure one of these deals so that it’s a win-win for both sides. Finally, should you move to invest in real estate? How do you pick the right market? It’s not as tricky as you probably think! Looking to invest? Need answers? Ask your question here! In This Episode We Cover The keys to negotiating and structuring a seller financing deal How to find and analyze cash-flowing real estate deals in 2026 The huge opportunity cost of waiting for mortgage rates to drop How to pick a real estate market that aligns with your investing goals Whether you should move to invest in real estate (or stay put!) And So Much More! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/rookie-661 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email [email protected]. Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Buy Your First Rental Property (7 Steps)
31/12/2025 | 38 min
Tired of spending your money on rent or stashing it in a traditional savings account? You could make your money work harder for you and get on the path to financial freedom with real estate investing. Today, we’re going to show you exactly how to buy your first rental property in 2026, step by step! In this episode, Ashley and Tony are going to show you seven steps that will get you off the sidelines and into the game! First, we’ll help you lay a foundation for investing. You’ll not only need to get your financial house in order but also set clear investing goals, determine your purchasing power, and choose your investing strategy. You’ll also learn how to do things like find a lender, choose your market, and assemble your investing team. Then, we’ll start looking at deals! We’ll share how to build your buy box, analyze properties, and negotiate with sellers. Most importantly, we’ll teach you the right way to build your business so that you succeed today AND as you scale your real estate portfolio! In This Episode We Cover How to buy your first rental property in 2026 (step by step) Why NOW is the perfect time for new investors to get into real estate The three things you must do before buying an investment property How to create your “buy box” and start analyzing rental properties The value of building relationships with small, local banks and credit unions Must-have systems and processes for your real estate business And So Much More! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/rookie-660 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email [email protected]. Learn more about your ad choices. Visit megaphone.fm/adchoices



Real Estate Rookie