HerMoney with Jean Chatzky

A new study shows Americans expect to delay retirement by four years as the cost of living rises…and 4 in 10 aren't confident they'll have enough money to last. If that sent you into a spiral, this episode is your permission to exhale.

Historian, real estate investor, and early retiree Joseph S. Moore, PhD, spent years stress-testing three centuries of American financial advice, and what he found will reframe the way you think about retirement. His new book, How to Get Rich in American History: 300 Years of Financial Advice That Worked (and Didn't), makes the case that retirement anxiety is nothing new, and that every generation that's felt it has ended up being fine.

Then, Jean sits down with Lacy Garcia, founder and CEO of Willow, an award-winning platform that connects women with vetted fiduciary financial advisors who actually understand their lives. Jean and Lacy get refreshingly honest about the money moves they wish they'd made sooner: investing earlier, finding an advisor before they felt "ready," keeping an emergency fund, and having the money conversations they'd been putting off. 

Find a fiduciary advisor through Willow: hermoney.com/findanadvisor 

📚 Pre-order Jean's new book, The Forever Paycheck
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We've been told to lean in, speak up, ask for the raise, and take up space. But what happens when doing everything right still isn't enough?

Journalist and financial expert Stefanie O'Connell joins Jean to talk about her deeply researched new book, The Ambition Penalty: How Corporate Culture Tells Women to Step Up — and Then Pushes Them Down.

In this conversation, Jean and Stefanie dig into why the girlboss era failed us, why women are penalized not for a lack of ambition but because of it, and what we can actually do about it.

They cover:

Why being fluent in the language of empowerment is not the same as actually being empowered

How the ambition penalty follows women outside the workplace 

Why you can't outwork inequality, but you can outorganize it

What it really takes to build a life where your ambition is championed, not penalized

And if you loved today's conversation, don't miss Jean's new book, The Forever Paycheck — your guide to building a secure, steady income stream that lets you actually enjoy the retirement you've worked so hard for.
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If you've been feeling financially anxious lately, the numbers back you up. A record 55% of Americans say their financial situation is getting worse, and 67% say they're more afraid of running out of money than dying. 

This week, Jean sits down with Carrie Joy Grimes, author of the new book The Joy of Money, for a candid, wide-ranging conversation about financial anxiety, behavioral science, and exactly what wealthy people are doing with their money right now.

In this episode, we cover:

What wealthy people do differently with their money during volatile markets

The Life Happens Fund: why a basic emergency fund isn't enough and how to build a real financial cushion

The three-step self-compassion practice backed by behavioral science that helps you stop shame-spiraling over money mistakes

The "Good Enough Retirement Vision" exercise that will help you stop feeling paralyzed about the future

And if today's conversation got you thinking about your financial future, don't miss Jean's brand new book, The Forever Paycheck.
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She's been famous since childhood, but Brooke Shields might be having her most interesting chapter yet, and she's the first to say she's done waiting to be picked.

This week on HerMoney, we're thrilled to share a special replay of one of our favorite recent episodes from our sister podcast, How She Does It with Karen Finerman. Karen sits down with the actress, author, and entrepreneur for a wide-ranging conversation about reinvention, resilience, and what it really means to come into your own at 60.

In this episode, you'll hear about:

Why Brooke got tired of waiting for Hollywood to cast her and decided to develop her own show

The very real moment she stood up to a dismissive VC

Her experience with postpartum depression and why breaking the silence still matters

What it's really like to serve as president of Actors' Equity 

The beauty industry's failure to represent women over 50, and why Brooke decided to do something about it

And if Brooke's story of betting on herself got you thinking about your own financial future, Jean's new book, The Forever Paycheck, is the perfect next read. It's all about building income that lasts, so you can keep funding the next chapter.

How She Does It is part of HerMoney Media. Subscribe and catch every episode wherever you listen to podcasts.
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There are people who change the way you think about money. And then there are people who change the way you think about life, and do it through the lens of money. Jonathan Clements was one of those people.

The beloved personal finance columnist and Wall Street Journal veteran passed away in September 2025, leaving behind a remarkable legacy and one final book: Money and Me: How to Make Your Finances Work Harder for You and Your Family. This week, Jean sits down with Jason Zweig, Jonathan's dear friend and fellow Wall Street Journal columnist, to honor that legacy and dig into the lessons Jonathan left behind for all of us.

They cover:

The investing philosophy he championed for nearly 40 years, and why it's still the best advice out there

The three dimensions of money and happiness: freedom from worry, spending on experiences, and using money to create meaning

Why the shift from saving to spending in retirement is one of the hardest psychological transitions we face, and how to make it easier

Jonathan's take on how much money to leave your kids 

Why spending small is actually the smartest spending strategy of all

And if today's conversation got you thinking about your own relationship with money, Jean's new book, The Forever Paycheck, is the perfect next read.
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