HerMoney with Jean Chatzky

• The Scripts You Need When Talking To A Financial Advisor

  If you’ve ever felt intimidated walking into a meeting with a financial advisor or unsure if you’re even asking the right questions, this episode is for you. Jean sits down with Pam Krueger, investor advocate and founder of Wealthramp, to walk through actual word-for-word scripts that you can use when meeting with an advisor for the first time, reassessing a current relationship, or navigating retirement planning. Together, Jean and Pam role-play a variety of real-life money conversations: from figuring out if an advisor is a good fit, to asking about fees, to deciding whether you’re better off managing your own money. You’ll learn how to confidently evaluate the value your advisor brings, how to compare professionals during the interview process, and how to stress-test your financial plan for retirement. You’ll Learn: What to say (and ask!) in your very first advisor meeting How to know if it’s time to break up with your advisor The real value a good advisor should bring to your life The crucial questions to ask if retirement is on the horizon How to compare multiple advisors — without the overwhelm 👉 Visit HerMoney.com/FindAnAdvisor to connect with a vetted, fee-only fiduciary advisor through Wealthramp. Learn more about your ad choices. Visit megaphone.fm/adchoices

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• EP 498: The Personal Finance Tips That Really Matter, According to Carl Richards

  We’re more financially informed than ever, thanks to FinTok, money podcasts, and yes, even chatbots. But when it comes to having real conversations about money with the people closest to us? We still freeze. This week, Jean sits down with Carl Richards — New York Times “Sketch Guy” columnist, CFP®, and author of the new book Your Money: Reimagining Wealth Through 101 Simple Sketches — to talk about why personal finance is more emotional than we think, and how to start the conversations we’ve been avoiding. In this episode, we cover: Why budgeting tools don’t fix emotional money problems How to align your spending with your values (without guilt) Why we underestimate our future financial needs Carl’s take on market volatility, retirement, and behavior-based investing Why your calendar and checkbook reveal your true priorities And how to talk about money with your partner, kids, or even yourself Resources: ✏️ Follow Carl on Instagram: @behaviorgap 🎨 Explore Carl’s sketches: behaviorgap.com 🧠 Join the HerMoney Patreon for exclusive bonus content: HerMoney Patreon Learn more about your ad choices. Visit megaphone.fm/adchoices

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• A Week In Her Wallet: A Divorced 47-Year-Old Bringing In $10K A Month

  Jennifer, 47, lives in Maryland, with her partner of 12 years. She’s the Vice President of Communications for a consulting firm. Her partner is a teacher and voice actor, and together they make about $300,000 a year. In this week’s A Week In Her Wallet, Jennifer tracks seven days of spending that include thoughtful gift-giving, a haircut she happily budgets for, a hefty mortgage payment on her beach home, and a few well-earned indulgences. 💬 In this episode: How Jennifer manages separate finances in a long-term relationship Why she’s accelerating payments on her second home The emotional payoff of responsible splurging What she’s learned about aligning money with happiness If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone. 📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices

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• EP 497: All the Cool Girls Get Fired: Reinventing Your Career After 40

  Have you been laid off, or are you worried you might be? This week, Jean is joined by Laura Brown (former Editor-in-Chief of InStyle) and Kristina O’Neill (former Editor-in-Chief of WSJ. Magazine), authors of the bold and unfiltered new book, All the Cool Girls Get Fired: How to Let Go of Being Let Go and Come Back on Top. Both women hit the top of their industries… and then got let go. Now, they’re helping other women, especially Gen Xers and those over 40, navigate layoffs, ageism, financial uncertainty, and the terrifying-but-liberating process of starting over. In this episode, we talk about: Why getting fired has nothing to do with your worth, and everything to do with changing industries How to handle that first day post-layoff (what not to sign, how to negotiate your severance) Smart money moves to make immediately, whether or not you have an emergency fund Tips for negotiating with credit card companies, cutting spending fast, and finding bridge income Choosing your next path: freelancing vs. going back to corporate Why women in midlife should challenge the shame and secrecy around job loss And the launch of their new community: The Cool Girl Network Resources: 💼 All the Cool Girls Get Fired — Buy the book 📲 Follow @allthecoolgirlsgetfired on Instagram and TikTok 🧠 Join our private HerMoney Facebook group: HerMoney Private Community Learn more about your ad choices. Visit megaphone.fm/adchoices

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• Mailbag with Morgan Housel: “I maxed out my retirement contributions this year. What should I do next?”

  On this special HerMoney Mailbag episode, Jean Chatzky is joined by Morgan Housel, bestselling author of The Psychology of Money and The Art of Spending Money, to answer real questions from the HerMoney community.  From investing a lump sum at midlife to managing fear around paying off debt, Jean and Morgan dive into the emotions and strategy behind smart money moves. What You’ll Hear In This Episode: Should I use my savings to pay off credit cards or keep the cash for peace of mind? How to invest a $60,000 lump sum after divorce What to do with “extra” money once you’ve maxed out retirement accounts Why your risk tolerance matters more than market trends How your money personality can shape your decisions, for better or worse 🔗 Resources mentioned: 📚 Order The Art of Spending Money 📘 Read The Psychology of Money — a HerMoney community favorite 🗣️ Join the HerMoney Facebook group for more listener Q&As Have a question for us? Write to us (or send us a voice note!) at [email protected].  While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

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