On Purpose with Jay Shetty

Money doesn’t define you, it reveals what you value, what you understand, and whether your choices are leading to freedom or confinement.

Jay sits down once again with entrepreneur and financial educator Jaspreet Singh for a comprehensive conversation about money, mindset, and the systems that quietly shape our financial realities. Jay opens up about how success, comparison, and social pressure distort our relationship with wealth, while Jaspreet challenges the idea that financial struggle is purely personal failure. Together, they unpack why so many people work hard yet feel stuck, caught in a cycle they were never taught how to escape, and why the first step to financial freedom isn’t earning more, but really understanding the rules of money.

Jay and Jaspreet lay out a clear, practical framework for building financial stability, from redefining money as a tool rather than a measure of self-worth, to understanding debt, investing, and the habits that keep people broke. Jaspreet breaks down complex ideas into simple, actionable steps, emphasizing the importance of having emergency savings, intentional spending, and long-term ownership over short-term appearances.

Together, they explore how artificial intelligence is accelerating inequality between those who understand it and those who ignore it, and why learning to use AI is becoming essential across every industry. Rather than chasing fast money or quick wins, they encourage listeners to focus on education, adaptability, and patience, building systems that serve their values, protect their families, and create lasting impact.

In this interview, you'll learn:
How to Break the Paycheck-to-Paycheck Cycle
How to Treat Money as a Tool, Not Your Identity
How to Build a $2,000 Safety Net Fast
How to Separate Spending, Saving, and Investing
How to Use AI to Get Ahead at Work and in Business
How to Build Wealth Without Chasing Fast Money

If money has ever felt overwhelming, confusing, or out of reach, this is your reminder that nothing is “wrong” with you, you were simply never taught the rules. Small decisions, repeated consistently, have the power to change not just your finances, but the way you see your future.


Want smarter money insights without the noise? Sign up for Jaspreet’s free Market Briefs newsletter and get bonus access to his investing masterclass here:
https://briefs.finance/c2ebdb

With Love and Gratitude,
Jay Shetty

Join over 750,000 people to receive my most transformative wisdom directly in your inbox every single week with my free newsletter. Subscribe here.

Check out our Apple subscription to unlock bonus content of On Purpose! https://lnk.to/JayShettyPodcast

What We Discuss:
00:00 Intro
01:25 Are You Stuck Living Paycheck to Paycheck?
07:26 The Illusion of Looking Rich While Being in Debt
18:37 What is the First Thing You Should Cut to Start Saving Money?
27:13 The Fastest, Most Realistic Way to Make More Money
32:47 How to Become Revenue-Generating at Work or in Business
34:31 Start by Solving a Problem You Already Understand
39:03 How to Start Investing (Even With Little Money)
45:13 Begin With the Easiest Investing Option Available
46:43 How the Stock Market Really Works
51:17 Why Quick Money Never Lasts
53:59 Where the Real Financial Opportunities in AI Are
01:01:48 What Market Briefs Is and Why It Matters
01:03:46 How to Prepare for an AI-Driven Economy
01:09:52 The Best Places to Learn About AI Right Now
01:12:20 Why Financial Education Matters More in the AI Age
01:14:02 Spend More on Investments That Increase Your Freedom

Episode Resources:
Website | https://theminoritymindset.com/
Instagram | https://www.instagram.com/minoritymindset
YouTube | https://www.youtube.com/minoritymindset
TikTok | https://www.tiktok.com/@minoritymindset
X | https://x.com/MinorityM1ndset
LinkedIn | https://www.linkedin.com/company/minoritymindset
Facebook | https://www.facebook.com/MinorityMindset/
See omnystudio.com/listener for privacy information.

Real change doesn’t happen all at once, It’s built through quiet, repeated choices most people never notice. In this episode, Jay challenges the idea that transformation requires motivation or perfect timing, revealing instead that lasting change is created through systems, structure, and intentional design. He explains why most people stay stuck year after year, not because they lack discipline or talent, but because they rely on hope when what they need is strategy.
Jay walks us through a practical blueprint for lasting transformation, beginning with reshaping your environment so the right habits become your default. From upgrading your identity to mastering one skill that can reshape your confidence, career, and self-belief, he shows how small improvements compound over time. Drawing on psychology, neuroscience, and real human stories, Jay reframes success as consistency over perfection, choosing discipline when motivation fades and stepping into who you’re meant to become.
In this episode, you'll learn:
How to Change Your Life by Redesigning Your Environment
How to Make Good Habits Your Default
How to Use Fear as a Signal to Take Action
How to Break Big Goals Into Four Powerful Seasons
How to Transform Your Life by Serving Others
This year isn’t about becoming someone else, it’s about becoming more of who you already are, with better systems, healthier boundaries, and stronger habits to support you. Progress won’t be linear, and that’s okay. What matters is staying committed to the direction, not the speed. Every effort counts, even the ones no one sees.
With Love and Gratitude,
Jay Shetty
Join over 750,000 people to receive my most transformative wisdom directly in your inbox every single week with my free newsletter. Subscribe here.
What We Discuss:
00:00 Intro
00:41 How to Change Your Life in One Year
03:29 #1: Start With Redesigning Your System
06:35 #2: The Four Seasons of Growth
08:57 #3: Fix the Relationships that Matter
11:50 #4: Fear Grows the Longer You Avoid It
14:48 #5: The Power of Service
17:58 Give Yourself a Year to Make a Difference
See omnystudio.com/listener for privacy information.

Jay is joined on stage at Boston’s Wang Theatre by his longtime friend Mel Robbins, in front of a packed live audience. Their shared history allows them to speak openly and honestly about the pressure to be liked, the fear of being misunderstood, and how easily we lose ourselves trying to meet other people’s expectations. Mel’s superpower is her ability to choose herself in moments when giving up or staying small feels safer.
Mel shares the hard truths she’s learned about self-criticism, people-pleasing, and why waiting to feel “ready” keeps us stuck. Jay reflects on how constantly judging and fixing ourselves pulls us away from our inner life, and why real growth starts with awareness and self-respect. Mel also talks about how many of her biggest changes came from desperation, not confidence, and Jay reframes jealousy, fear, and failure as signs that something meaningful is trying to emerge.
In this episode, you'll learn:
How to Stop Letting Other People’s Opinions Run Your Life
How to Quiet Your Inner Critic When Stress Takes Over
How to Unlearn the Self-Criticism You Were Taught Growing Up
How to Stop Waiting to Feel “Ready” to Start Living Your Life
How to Break the Habit of People-Pleasing Without Guilt
How to Use Jealousy as a Clue Instead of a Curse
How to Keep Going When Desperation, Not Confidence, Is Driving You
Life doesn’t change all at once. It changes when you choose to speak to yourself with kindness, honor your needs, and take the next step even when you’re afraid.
With Love and Gratitude,
Jay Shetty
Join over 750,000 people to receive my most transformative wisdom directly in your inbox every single week with my free newsletter. Subscribe here.
Check out our Apple subscription to unlock bonus content of On Purpose! https://lnk.to/JayShettyPodcast
What We Discuss:
00:00 Intro
00:17 What Do We Really Worry About Most?
02:12 How to Quiet the Inner Critic
15:50 Stop Obsessing Over the Physical
18:17 How People-Pleasing Is Actually a Form of Control
25:02 Start Listening to Your Own Needs
29:54 Finding the Strength to Let Go and Move Forward
41:15 Is it a Vibe or Not a Vibe?
46:18 Creating Safety by Letting Go of Judgment
50:04 The Power of Outlasting Yourself
58:50 Making Space for Hurt While Choosing Compassion
01:05:14 Turning What You Love Into a Business
Episode Resources:
Website | https://www.melrobbins.com/
Instagram | https://www.instagram.com/melrobbins/
YouTube | https://www.youtube.com/c/melrobbins
TikTok | https://www.tiktok.com/@melrobbins
The Mel Robbins Podcast
The Let Them Theory: A Life-Changing Tool That Millions of People Can’t Stop Talking About
See omnystudio.com/listener for privacy information.

Matthew McConaughey didn’t build his life by trying to control every outcome. He built it by learning when to let go and when to trust.
Today, Jay sits down with Matthew for a raw, unfiltered exploration of purpose, faith, discipline, and what it really means to live well. It’s an honest conversation about the moments that shape us, and the choices that quietly define who we become. Together, they move through certainty and surrender, ambition and presence, effort and trust.
Matthew opens up about his lifelong relationship with achievement and his growing desire to create space for stillness, daydreaming, and reflection. He shares how writing became a way to strip away filters and speak more directly to his truth, and how fatherhood reshaped his understanding of responsibility, humility, and love. Jay and Matthew explore failure as a sign of growth, and how disappointment when met with self-awareness, can teach rather than define us. Together they reveal a powerful insight: growth doesn’t come from trying to perfect ourselves, but from learning how to stay present, curious, and grounded through every season of life.
Matthew reflects on the balance between taking responsibility and letting go, between striving for excellence and accepting imperfection. He shares why he believes the world is conspiring to make us happy, not through ease, but through meaning, effort, and alignment.
In this interview, you'll learn:
How to Trust Life Without Losing Control
How to Redefine Success Beyond Achievement
How to Learn From Failure Without Shame
How to Build Trust Before You Need It
How to Stay Present Without Chasing Perfection
How to Strengthen Love Through Daily Intention
How to Find Meaning When Answers Aren’t Clear
Life isn’t asking you to be perfect, it’s asking you to be present. To stay curious. To keep learning. To choose courage over comfort and intention over autopilot. No matter where you are right now, progress is still possible, meaning is still available, and your next step matters.
Explore Matthew McConaughey’s reflections on faith, belief, and the human experience in his book Poems & Prayers: http://poemsprayers.com/
With Love and Gratitude,
Jay Shetty
Join over 750,000 people to receive my most transformative wisdom directly in your inbox every single week with my free newsletter. Subscribe here.
Check out our Apple subscription to unlock bonus content of On Purpose! https://lnk.to/JayShettyPodcast
What We Discuss:
00:00 Intro
01:16 The Drive for Purpose and Accomplishment
04:23 Living With a Beginner’s Mind
07:20 What Chapter of Life Are You In Right Now?
13:21 Why You’re Exactly Where You Need to Be
16:25 How Your View of Success Shapes Failure
20:39 Humility Means Being Honest With Yourself
23:15 The Power of Consequences
25:47 You Just Need to Take One Step at a Time
30:49 Staying Grounded in Faith Through Real Life Experiences
34:37 Ways to Strengthen Your Spiritual Practice
45:29 What is Truly Fascinating About Being Human?
50:45 Are We Expecting Too Much From Others?
58:57 Where Do You Seek Validation?
01:01:56 Learning to Trust Without Losing Control
01:08:28 When Everything Matters, Nothing Does
01:13:24 A More Realistic Way to Think About Love
01:24:14 Understanding Both Sides of Consequence
01:27:49 Matthew on Final Five
Episode Resources:
Poems & Prayers | http://poemsprayers.com/
Instagram | https://www.instagram.com/officiallymcconaughey/
YouTube | https://www.youtube.com/channel/UChH3PVceKAMkFXHza0PlX_Q
X | https://x.com/McConaughey
Facebook | https://www.facebook.com/MatthewMcConaughey/
TikTok | https://www.tiktok.com/@officiallymcconaughey_m
See omnystudio.com/listener for privacy information.

Today, Jay invites us to rethink everything we’ve been taught about breaking bad habits. Instead of blaming willpower, discipline, or personality traits, he reframes habits as systems shaped by our triggers, emotions, and environments. He explains why most habits aren’t character flaws but subconscious coping strategies designed to provide comfort, escape, or relief. With this approach, we end up battling ourselves instead of breaking the loop that’s actually sustaining the habit. The real shift begins when we stop asking “What’s wrong with me?” and start asking “What is this habit doing for me?”
Jay then breaks down the four-part habit loop: trigger, emotion, behavior, and reward and shows how interrupting just one part can collapse the entire pattern. He explains that our environment matters more than motivation and if you want to change a habit, you have to change the cues that trigger it. Rather than quitting habits cold turkey, he encourages replacing the reward with a healthier form of relief, reminding us that the brain will always seek comfort. Through simple, practical examples, he shows how small interruptions, conscious pauses, and thoughtful substitutions can dismantle habits that once felt impossible to break.
In this episode, you'll learn:
How to Break Bad Habits Without Relying on Willpower
How to Identify the Hidden Triggers Fueling Your Habits
How to Interrupt the Habit Loop
How to Stop Fighting Habits and Start Understanding Them
How to Build an Identity That Makes Good Habits Stick
How to Use Small Replacements to Create Big Change
Every habit you want to change once served a purpose, now you get to decide what serves you going forward. When you become aware of your triggers, redesign your environment, and choose support over struggle, growth becomes lighter and more sustainable.
With Love and Gratitude,
Jay Shetty
Join over 750,000 people to receive my most transformative wisdom directly in your inbox every single week with my free newsletter. Subscribe here.
What We Discuss:
00:00 Intro
00:34 How Do You Actually Break a Bad Habit?
02:06 You Are Not Your Habits
05:04 The 4-Part Loop that Creates the Habit
07:11 Action #1: Redesign Your Triggers
08:44 Action #2: Replace the Reward not the Habit
11:33 Action #3: Interrupt the Loop In Real Time
12:48 Action #4: Build a New Identity Around Your Choices
15:00 The #1 Mistake in Breaking Habits
15:51 90-Day Habit Breakup Blueprint
See omnystudio.com/listener for privacy information.