🤔 Can an online will work for you? Take this quiz to find out!
Rachel Cruze and Dr. John Delony answer your questions and discuss:
“Should I let my car get repossessed and get a cheaper car or get it paid off?”
“How do I ask for a raise based on my performance at work?”
“We’ve paid off our house and have kids’ college done, but still struggle with saving and paying off debt”
“Should we file bankruptcy?”
“Should I pay off my credit card with an old retirement account?”
“How do we deal with friends while paying off debt?”
“How do we protect our assets in case one of us relapses?”
“I’m almost done with baby step 3, how aggressive should we be with investing for retirement vs. paying off our house?”
“After I pay all my bills, I only have $100 left. How do I find more margin in my budget to pay off $7,000 of debt?”
“How do we organize a 529 plan from my parents that I didn’t use and transition it to my two kids?”
“How do we get out of the financial disaster that we’re in?”
“I’ve been taking care of 3 handicapped family members and I now have no savings. How do I get my finances built back up?”
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2:17:49
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2:17:49
Big Paychecks Won’t Fix Dumb Financial Decisions
🤔 Can an online will work for you? Take this quiz to find out!
Jade Warshaw and George Kamel answer your questions and discuss:
“Why isn’t bankruptcy a good way to force me into a “cash is king” approach to debt?”
“My mother expects my brother and me to take care of her financially in her old age. What should we do?”
“How do we pay off a HELOC that we’ve been using as a giant credit card?”
“How do I deal with family that’s mismanaging their money?”
“Should I stay in my job or go to college?”
“I’m $90,000 in debt and I’m struggling to cut back my expenses. How do I get into a “rice and beans” mentality?”
“My mother is in $90,000 of debt and after digging into her finances, I have no idea how to help her”
“If I was looking for a risky investment, what are my best options?”
“Should we pull money from retirement or take out a Heloc to cover our expenses when my husband changes careers?”
“Do you recommend adult children living with parents without contributing to expenses?”
“Should we sell our dream home for financial peace?”
“My father gave me a loan for my house. Should I pay him back or have it taken out of my inheritance?”
Next Steps:
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💻 Find out where you stand with your money and get a free plan.
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--------
2:18:33
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2:18:33
The Ramsey Show Live From Orlando
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The Ramsey Show hits the road! 🎙️ George Kamel, Dr. John Delony, and Jade Warshaw are live from Orlando with a packed house and powerful conversations about money, careers, and relationships.
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Connect With Our Sponsors:
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Get 10% off your first month of BetterHelp.
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--------
1:25:45
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1:25:45
Normal Is Broke—Don't be Normal!
🤔 Can an online will work for you? Take this quiz to find out!
Rachel Cruze and Jade Warshaw answer your questions and discuss:
“I feel swindled by my whole life policy – I was relying on it for my retirement and I'm lost...”
“Is it worth it to take a loan out to buy a more expensive car?”
“We are $287,000 in debt and we keep blowing through our baby step 1 emergency fund. Should we increase it?”
“I’m going to be laid off in January, what should I do?”
“How do we stop feeling guilty about our plans to buy a home?”
“How do I overcome my mentality of holding on to money instead of paying debt?”
“How do I tell my girlfriend that I lied about my financial situation?”
“Should I stop investing while I am saving for a down payment on a house?”
“Can we withdraw $2k/month so I can stay home with our kids?”
“How do we navigate job loss and a high-risk pregnancy?”
“How do we get out of mobile home hell?”
“Can I quit my job and become a stay-at-home father?”
“Which pension payout should I choose?”
“Should I be paying off my student loans while I’m in college?”
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
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🏠 Get organized and prepared to buy or sell a home.
💵 Start your free budget today. Download the EveryDollar app!
🛡️Protect yourself with trusted insurance coverage that fits your budget
Connect With Our Sponsors:
Stop paying more and start shopping smarter at ALDI.
Get 10% off your first month of BetterHelp.
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more.
Learn more about Christian Healthcare Ministries.
Get started today with Churchill Mortgage.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial.
Use code RAMSEY to save 20% at Mama Bear Legal Forms.
Visit NetSuite today to learn more.
For more information, go to SimpliSafe.
Get started with YRefy or call 844-2-RAMSEY.
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
--------
2:19:37
--------
2:19:37
You Can Rebuild No Matter Where You Are
🤔 Can an online will work for you? Take this quiz to find out!
George Kamel and Jade Warshaw answer your questions and discuss:
“What should I do with my 401(k) after getting laid off?”
“Should I take out a HELOC to help my aunt financially?”
“How do I get out of debt with my income?”
“How do I convince my fiancé to work the baby steps?”
“How do I decide if making a career change is the best thing for my family’s future?”
“What should I do about a car that is underwater and needs repairs?”
“My husband wants to quit his job to drive for Uber again...”
“How do we figure out ownership of a house we bought with my parents?”
“What should I do with my 401(k) after my company is acquired by a larger company?”
“Should we buy a new house or remodel our current home?”
“Should I change my attitude about tithing?”
“How much should I spend on a car?”
“My husband wants to be involved in how money I inherited is handled because we are 'one'..."
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
📱 Get episodes early in the free Ramsey Network app!
💵 Start your free budget today. Download the EveryDollar app!
🎅 Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!
❤️🩹 Open Enrollment is here—get free help from a RamseyTrusted health advisor
Connect With Our Sponsors:
Stop paying more and start shopping smarter at ALDI.
Get 10% off your first month of BetterHelp.
Go to Boost Mobile to switch today!
Go to Casper Sleep and use promo code RAMSEY to learn more.
Learn more about Christian Healthcare Ministries.
Get started today with Churchill Mortgage.
Get 20% off when you join DeleteMe.
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial.
Use code RAMSEY to save 20% at Mama Bear Legal Forms.
Visit NetSuite today to learn more.
For more information, go to SimpliSafe.
Get started with YRefy or call 844-2-RAMSEY.
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com
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