The True Cost of Cheap Fashion: How Ultra-Fast Brands Like Shein & Temu Are Hurting Women and the Planet
What’s the real cost of that $10 t-shirt? In this episode of Get Rich, Molly Benjamin chats with Kat Halliday, Head of Ethical Fashion at Baptist World Aid Australia, to unpack the hidden price tags behind fast fashion giants like Shein and Temu. From the exploitation of garment workers (most of them women) to the shocking environmental toll of 55 new clothing pieces per person each year — this conversation will make you think twice before your next “add to cart.” Kat reveals:👚 What ultra-fast fashion really means (and why it’s worse than fast fashion)💸 The truth about how much workers are actually paid🌏 Which Aussie brands are doing better — and who’s still failing🛍️ Practical steps you can take to build an ethical wardrobe without breaking the bank If you care about your money and the people who make your clothes, this episode is a must-listen. 🎧 Tune in to learn how your fashion choices can drive real change — for women, the planet, and your wallet. LINK AND RESOURCES FROM THE EPISODE Website: https://baptistworldaid.org.au/Podcast: https://baptistworldaid.org.au/behind-the-barcode/Speak Out to MP Tool - https://baptistworldaid.org.au/action/behind-the-barcode/Ethical Fashion Guide - https://baptistworldaid.org.au/resources/ethical-fashion-guide/ 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.
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How I Turned My Money Mistakes into a Movement: How Ladies Finance Club started
Ever wondered how Ladies Finance Club began? In this honest and inspiring episode, founder Molly Benjamin shares her personal money journey - from financial chaos to creating one of Australia’s leading financial education communities for women. Molly opens up about her early money mistakes, the moment she realised something had to change, and how that decision sparked a movement that’s now helped over 70,000 women take control of their finances. You’ll hear how Molly went from feeling overwhelmed by money to building practical systems that work — from setting up an OMG fund (emergency savings) to finally starting to invest with confidence. This episode isn’t just Molly’s story — it’s your invitation to start your own financial glow-up. You’ll walk away with real, actionable steps to get your money organised, boost your confidence, and create a plan that actually works for you. Whether you’re just starting out, rebuilding after a setback, or ready to grow your wealth, this episode will leave you feeling empowered, educated, and ready to take that first step. 🎧 Tune in to learn: ✔️ How to rebuild after financial mistakes✔️ The simple habits that changed everything✔️ Why money confidence matters (and how to build it)✔️ The story behind Ladies Finance Club How my money mistakes turned into a movement 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.
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How to Buy Your First Property – Step-by-Step with Emma & Karen
Thinking about buying a property but have no idea where to start? 🏡 In this episode, Molly Founder of Ladies Finance Club sits down with mortgage broker Emma and buyer’s agent Karen Lacheta-Pell to walk you through the entire home-buying process - from getting pre-approval to picking up the keys. They unpack what lenders look for, how to avoid common mistakes, what “subject to finance” really means, and why getting professional help can save you thousands. Whether you’re buying your first home or your first investment property, this is your must-listen guide to making confident, smart property moves. 💬 Learn:✔️ How to work out your borrowing capacity✔️ The biggest mistakes women make when buying property✔️ Why rentvesting could get you into the market sooner✔️ What every buyer needs to know about pre-approval, contracts, and valuations Perfect for: first-home buyers, property investors, and women ready to grow their wealth. If you’re serious about buying in 2025, this episode is the perfect warm-up for our upcoming Ladies Finance Club Property Summit - happening Friday, 21 November. 🎟️ Grab your ticket now: https://www.ladiesfinanceclub.com/property-summit-2025-ladies-finance-club 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.
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Public vs Private School: The Real Costs, Trade-offs & How to Plan with Alex Luck
Thinking about sending your kids to private school or wondering if public might be the smarter choice? 🎒 In this episode, Molly sits down with financial adviser Alexander Luck from Everest Wealth to break down the true costs of education in Australia. We cover: How much private vs public schooling really costs (spoiler: it’s not just tuition) Common budgeting mistakes parents make when planning for school fees Smart ways to start investing early to cover future education expenses The hidden extras: uniforms, excursions, tech, and more Whether elite schools are really “worth it” compared to public options Trade-offs families face, like retiring earlier, paying off the mortgage, or funding big holidays instead of fees Alex also explains how education bonds, trusts, and smart tax structures can help families prepare, plus tips for minimising back-to-school costs (like second-hand uniforms and buying supplies early). If you’ve ever wondered whether private school is worth the six-figure price tag or how to plan ahead so school fees don’t derail your family finances this one’s for you. Want to speak to Alex or the team fill out this form. 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.
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21:15
Why You Keep Sabotaging Your Finances (And How to Stop)
Ever felt like you’re bad with money or constantly wondering why you can’t seem to get ahead even when you’re working hard? This episode of Get Rich is for you. Host Molly Benjamin chats with Catherine, financial planner, money coach, and human design practitioner, about why we fall into money self-sabotage patterns (like doom scrolling and overspending) and how to finally break free. You’ll learn: How childhood money stories shape your financial habits The most common ways women self-sabotage with money (and how to spot them) Practical tools to stop impulse spending (including the “urge journal”) How to set up a simple bank account structure that actually works Why money mindset is just as important as money management What to do if your partner isn’t on the same financial page Catherine shares inspiring real-life client transformations from paying off tax debt, to rebuilding after divorce, to finally finding financial freedom. If you’ve struggled with overspending, want to feel more confident with cashflow, or are ready to align your money with your values, this conversation will give you the tools and motivation to take action today. 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.
Welcome to Get Rich by Ladies Finance Club - the personal finance podcast that helps women do just that: get rich and stay rich. Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game.
We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away.
Whether you’re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered. Hit subscribe and let’s get rich (and stay rich) together.
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