Ladies Finance Club - Get Rich

What happens when you grow up below the poverty line, build a high-paying career in finance and still find yourself drowning in debt? In this powerful episode, Molly sits down with Annette, founder of Kids Get Money, to unpack how early money experiences shape our adult financial habits, and how she went from financial overwhelm to empowerment. They discuss how generational money patterns are passed down, what to do when you're at breaking point financially, and why teaching kids about money from an early age is non-negotiable in today’s digital world. If you’ve ever felt ashamed about your money situation or unsure how to break the cycle - for yourself or your kids, this episode is a must-listen. What you’ll learn:✔️ How childhood experiences shape your money mindset✔️ The moment Annette hit financial rock bottom (while living in a million-dollar home)✔️ Practical steps to rebuild your finances, no matter where you're starting from✔️ Why money coaching is the missing link before financial advice✔️ When and how to start teaching kids about money✔️ How to talk about tap & go, Afterpay, and digital spending with kids✔️ One simple weekly habit to help your kids get money smart Whether you’re a mum, aunty, carer or just someone who wants the next generation to have a better relationship with money, this conversation will give you practical language, tools and a big dose of “you’re not alone”. 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

Property Wrapped 2025 is here. In this episode of Get Rich, Molly Benjamin is joined by Arjun Paliwal from InvestorKit to break down what really happened in Australia’s property market in 2025, and what it means for buyers and investors heading into 2026. We unpack the data behind the headlines, including which cities and regions outperformed, where the strongest price growth occurred, how buyer behaviour shifted throughout the year, and why some people kept missing out on properties. You’ll also learn: Why “recovery” is the word that best sums up 2025 Which price points saw the most activity Investor vs first-home-buyer trends Auctions vs private sales The biggest mistake buyers made this year The one stat that matters most in 2026 Why focusing too much on interest rate forecasts can hold you back If property is on your radar, this is your end-of-year market wrap, minus the hype and full of practical insight. 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

Struggling to understand why groceries, rent and bills feel so expensive right now? You’re not alone and in this episode, we break it all down in plain English. Molly sits down with Sarah Hunter, Chief Economist and Assistant Governor (Economic) at the Reserve Bank of Australia (RBA), to demystify inflation, interest rates and what’s actually happening in the Australian economy. Together, they unpack:✨ What inflation really means (and why it’s not as simple as “prices going down”)✨ What’s inside the CPI “basket” and why it never feels like the average fits your life✨ Why the RBA targets 2–3 percent inflation✨ How interest rates are set and who actually sets them✨ How inflation affects your mortgage, savings and everyday budget✨ Why global events like wars and supply shocks hit your hip pocket✨ What to expect for inflation and the economy heading into 2026✨ Practical steps you can take to prepare for rising costs If you’ve ever wondered:“Why is everything getting more expensive?”“What does the RBA actually do?”“Should I be worried about inflation?” …this episode is your go-to explainer. No jargon. No doom and gloom. Just clarity. 🎧 Listen now and finally understand inflation in a way that makes sense for real life. If you totally missed Economics 101 at school (same 🙋‍♀️), then you’re going to love this week’s episode of Get Rich. 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

In this episode of Get Rich, Molly sits down with Jun Bei Liu, founder and lead portfolio manager at Ten Cap, who went from moving to Australia at 16 to becoming one of the country’s most successful fund managers. They dive into:📈 What women get right (and wrong) about investing💖 How Jun Bei built confidence in a male-dominated industry🌏 How she built a $1 billion portfolio and still stays grounded👶 Tips for juggling motherhood with a high-pressure career💰 The small daily habits that lead to big wealth📊 A quick reality check on how the market’s tracking right now It’s an inspiring, down-to-earth chat about confidence, money and mindset, from a woman who’s proof you can lead, invest and thrive on your own terms. 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

“I have nothing to wear.”Sound familiar? In this episode of Get Rich, Molly sits down with fan-favourite guest Emma Edwards (The Broke Generation) to unpack why so many of us overspend on clothes, still feel like we have nothing to wear, and how our wardrobes are deeply connected to confidence, identity and money. Emma recently completed a full year without clothes shopping — no new, no second-hand, no rentals — an experiment that completely transformed her self-esteem, spending habits and style. Together, Molly and Emma dive into:✨ Why we keep buying clothes we don’t wear✨ The $6,000 realisation: how much we actually spend✨ The “fantasy self” hiding in your wardrobe✨ What shopping has to do with body image✨ How stopping shopping improved Emma’s confidence✨ How to cut back on buying clothes without going cold-turkey✨ Why we overspend on our kids’ wardrobes✨ How to build a wardrobe you actually love If you want to spend less, feel better in your clothes, and stop the endless “nothing to wear” spiral… this episode will change the way you shop forever. 🎙️ Emma’s New Book: The Wardrobe Project: A Year of Buying Less and Liking Yourself More📚 Order it here 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.