Smart Money Happy Hour with Rachel Cruze and George Kamel

💵 Check out this article How Much You Should Tip in Common Situations.



Here’s one for your next family dinner: Tipping in 2026—you have feelings, we have feelings, and at this point, the social expectations are changing by the day! It’s time to set the record straight.

Next Steps:[JS1]

· 🎙️ Catch our episode Frugal Hacks That Could Go Too Far.

· 💵 Create a free budget and find more margin with EveryDollar.

· 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

· 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.



Connect With Our Sponsors:

· Check out the FAIRWINDS Credit Union exclusive account bundle.

· Get 20% off when you join DeleteMe.

· Get 20% off with code SMARTMONEY at Cozy Earth.



Today’s Happy Hour Special: 🍷 Cherry Aperol Spritz

Recipe By: @cocktails



· Fresh cherries

· 2 ounces Aperol

· 2 ounces prosecco

· 1 ounce club soda



Instructions: Crush and strain cherries into glass. Pour 2 ounces of Aperol in glass. Add crushed ice. Pour 2 ounces of prosecco into glass. Pour 1 ounce of club soda into glass. Garnish with a cherry on top. Serve and enjoy!





Explore More From Ramsey Network:

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

📈 EntreLeadership



Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Check out the Investing Calculator!



A family trip to the movies can easily cost $80 these days; it’s rough out there! Today we’re talking about the reality of inflation . . . but in a fun way, we promise.

Next Steps:

· 🎙️ Catch our episode Common Money Wasters the Average American Falls For.

· 💵 Create a free budget and find more margin with EveryDollar.

· 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

· 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.



Connect With Our Sponsors:

· Check out the FAIRWINDS Credit Union exclusive account bundle.

· Get 20% off when you join DeleteMe.

· Get 20% off with code SMARTMONEY at Cozy Earth.



Today’s Happy Hour Special: 🍹 Peach Julep

Recipe By: @Cocktails



· 6 mint leaves

· 2 tbsp. diced ripe peach

· 1/2 tsp. simple syrup

· 1 ounce peach puree

· 1.5 ounces whisky

· Fresh mint and peach slice for garnish



Instructions: Put 6 mint leaves, 2 tbsp. diced ripe peach, and 1/2 tsp. simple syrup in a glass and muddle. Pour 1 ounce peach puree and 1.5 ounces whisky in glass. Add ice. Then stir. Garnish with fresh mint and a peach slice. Serve and enjoy!



Explore More From Ramsey Network:

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

📈 EntreLeadership



Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices

❓ Have a money question? Ask Ramsey is here to help!



Have you ever read an “opinions are my own” disclaimer in someone’s social media bio? That’s the vibe of today’s episode. Today we’re confessing (and explaining) some of our most “non-Ramsey” financial takes.

Next Steps:

· 🎙️ Catch our episode Decoding Weird Things Dave Ramsey Says ("Plastic" Surgery?)

· 💵 Create a free budget and find more margin with EveryDollar.

· 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

· 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.



Connect With Our Sponsors:

· Check out the FAIRWINDS Credit Union exclusive account bundle.

· Get 20% off when you join DeleteMe.

· Get 20% off with code SMARTMONEY at Cozy Earth.



Today’s Happy Hour Special: 🍷 Blackberry Gin Sour

Recipe by Mint & Twist

· 2 ounces London dry or floral gin

· 3/4 ounce fresh lemon juice

· 3/4 ounce blackberry simple syrup

· 1 egg white, optional for foam



Instructions: Chill a coupe glass in the freezer or fill it with ice while you make the drink. Add the gin, blackberry syrup, lemon juice and egg white to a cocktail shaker without ice. Shake hard for 15 seconds. Add a generous handful of ice and shake again for 15 seconds until well chilled. Tip the ice from the coupe glass and strain the cocktail in. Garnish with fresh blackberries on a skewer.





Explore More From Ramsey Network:

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

📈 EntreLeadership



Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Create a free budget and find more margin with EveryDollar.



This one goes out to ole Murphy and that pesky little law of his. (If you know, you know!) Today we’re rating your worst-case scenarios and proving why everyone needs an emergency fund.

Next Steps:

· 🎙️ Catch our episode Surprisingly Simple Things That Make You Feel Wealthy.

· 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

· 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.



Connect With Our Sponsors:

· Check out the FAIRWINDS Credit Union exclusive account bundle.

· Get 20% off when you join DeleteMe.

· Get 20% off with code SMARTMONEY at Cozy Earth.



Today’s Happy Hour Special: 🥃 Salty Dog

Recipe by Liquor.com

· 1 1/2 ounces gin or vodka

· 3 ounces grapefruit juice, freshly squeezed

· Garnish: salt rim

· Garnish: grapefruit slice



Instructions: Wet the rim of a highball glass and dip it in coarse salt. Fill the glass with ice, then add the gin (or vodka) and grapefruit juice, and stir gently to combine. Garnish with a grapefruit slice. Serve and enjoy!



Explore More From Ramsey Network:

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

📈 EntreLeadership



Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Create a free budget and find more margin with EveryDollar.



When it comes to life and money, we’re full of hot takes. Join us for a nostalgic trip down memory lane as we revisit some of our most hilarious (and unhinged) financial advice episodes.

Next Steps:

· 🎙️ Catch our episode Judging People Based on How They Spend Their Money.

· 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

· 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.



Connect With Our Sponsors:

· Check out the FAIRWINDS Credit Union exclusive account bundle.

· Get 20% off when you join DeleteMe.

· Get 20% off with code SMARTMONEY at Cozy Earth.



Today’s Happy Hour Specials:

· 🍸 Tequila Manhattan Recipe: Liquor.com

· 🥧 Caramel Apple Pie Mocktail Recipe: Merry About Town

· 🥃 Aperol Tequila Sour Recipe: @cocktails

· 🍹 Cherry Basil Smash Recipe: BevsByBeverly



Explore More From Ramsey Network:

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

📈 EntreLeadership



Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices