The great wealth transfer - and to do with a windfall
--------
54:51
What red flags do you need to spot before you buy a home - and how do you find them?
How long did you take looking round your home before you put an offer in for it? The average prospective buyer spends just 43 minutes.
Surprise, surprise, research suggests that it pays to take your time.
This is week, Georgie Frost, Simon Lambert and Lee Boyce talk about what should be on your checklist before you take the plunge and buy a property.
Should you go by vibes alone, or do you really need to kick the tyres?
And when you do buy, what happens if the seller leaves junk like a mouldy fridge, grimy washing machine and a stained sofa? We reveal all.
Buy-to-let has taken a battering in recent years – but there are still pockets of Britain where investors are finding a decent yield.
Cash Isas are back in the spotlight with a review likely to come in July – how likely is it that they will be tinkered with?
And with news defunct furniture brand MFI will return after 20 years, what stores would you like to see make a comeback?
--------
50:48
How low will interest rates go - and what does it mean for you?
--------
54:38
Why is the bond market so powerful?
When it comes to investing, it's stock markets that regularly hog the headlines but it's government bond markets that really matter.
Share prices taking a prolonged tumble is one thing but if bonds take a hammering, the financial world starts to really the notice.
A textbook example occurred a few weeks ago when in the aftermath of Donald Trump's introduction of US tariffs, stock markets took a dive and the President refused to budge. But when bond market ructions started to get investors and even central bankers worried, Trump appeared to take heed and introduced his 90 day pause.
On this podcast episode, Georgie Frost, Tanya Jefferies and Simon Lambert discuss government bonds, the basics of how they work, why they matter and what impact they have on ordinary investors and our finances.
Plus, the state pension top-up mess that refuses to go away, how to find the best Sipp to invest for retirement, and is a care annuity the answer to our care costs problems or just a treatment for the symptoms?
And finally, there's been a mass stampede to cash Isas, what's going on - and is the tax-free saving allowance still likely to get chopped.
Tell us what you think about the This is Money Podcast
We are running a listener survey, to get your thoughts on what you like about the podcast and what we can improve.
We would really appreciate if you could take a few minutes to fill it in - you can do so here.
--------
59:06
Banks want to lend you a bigger mortgage - but is that a good idea?
Major banks are tweaking their rules to allow borrowers to get bigger mortgages, while a new upstart lender is offering seven times salary home loans.
Is this a welcome easing of the too tight rules to suit people’s needs or the start of a recipe for financial disaster?
On this week’s podcast, Georgie Frost, Lee Boyce and Simon Lambert dive into the world of mortgages and look at whether lenders are coming up with a solution or creating more problems.
Is this a repeat of the heady days before the financial crisis, have stress tests helped borrowers avoid the stress of rising rates, and would you even want a seven times income mortgage?
Plus, is the Bank of England about to aggressively cut interest rates in the wake of Donald Trump’s tariff chaos.
Also on this episode, why our retirement expert Sir Steve Webb is loving his new solar panels and how to work out what kind of investor you are and how much risk you should take.
And finally, a definitive list of the 50 best British cars of all time has been released, do you agree with it?
Colombia