Daily Inspiration: The Steve Harvey Morning Show

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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams.
Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:
🔑 Key Themes & Takeaways 1. OneUnited Bank’s Mission & Reach
Formed by merging four Black-owned banks in Boston, Miami, and Los Angeles.
First Black-owned digital bank (since 2005).
Serves customers in all 50 states.
Offers accessible, affordable financial services and promotes financial literacy.
2. Digital Banking for Underserved Communities
OneUnited provides: Mobile check deposit (via smartphone).
Early direct deposit (get paid 2 days early).
Access to 100,000+ surcharge-free ATMs (including Walgreens, 7-Eleven, Chase, Citibank).

Designed to combat financial deserts and predatory check-cashing services in Black communities.
3. Financial Literacy & Trust
Teri emphasizes the need for Black communities to trust Black-owned institutions.
OneUnited is FDIC-insured and uses cutting-edge technology, including AI.
Financial literacy is key to building generational wealth.
4. WiseOne AI Tool
An AI-powered financial assistant that: Tracks spending and subscriptions.
Offers insights on saving and debt reduction.
Aggregates data from multiple accounts to show net worth, cash flow, and financial health.

5. Youth Financial Literacy – “I Got Bank” Contest
15th annual contest for kids ages 8–12.
Participants submit an essay or artwork based on a financial literacy book.
Ten winners receive $1,000 savings accounts.
Book: I Got Bank by Teri Williams (available free at oneunited.com/book).
6. OneTransaction Concept
Focuses on six key financial transactions to build generational wealth: Homeownership
Life Insurance
Investments
Profitable Business
Credit Score
Savings

Encourages individuals to focus on just one to start their wealth-building journey.
Learn more: oneunited.com/onetransaction
💬 Notable Quotes
“We are a real bank, not a fintech. We are FDIC-insured.”
“We are great with money. We just haven’t always had access.”
“Focus on one transaction. That’s all it takes to start building generational wealth.”
#SHMS #STRAW #BEST #AMI
Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.
Business Podcast
Entrepreneurship
Small Business
Business Growth
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Wealth Building
Black Entrepreneurs
Minority Business
Leadership
Executive Leadership
Business Funding
Marketing Strategies
Personal Development
Startup Advice
Sales Training
CEO Interviews
Founder Stories
Professional Development
Economic Empowerment
Business Success
Networking
Brand Building
Innovation
How to start a business
Small business funding
Entrepreneur success stories
Business leadership podcast
Wealth building strategies
Black entrepreneur podcast
Minority business development
Marketing for small businesses
Business growth strategies
Startup funding opportunities
Executive leadership training
Financial literacy education
Success mindset podcast
See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Keanna Sanders.
🎯 Purpose of the Interview
To highlight Keanna Sanders’ entrepreneurial journey from fashion merchandising to founding Sandbridge Early Learning Center, a network of childcare facilities in Maryland. The interview explores her motivations, challenges, and vision for empowering families and communities through early childhood education.
🧭 Key Themes & Takeaways 1. Early Inspiration & Passion for Children
Keanna’s love for children began at age 13, helping her grandmother care for infants and toddlers.
Quote:
“I was always around children… babysitting cousins, neighbors, and helping my grandmother with single moms’ kids.”
2. Education & Certifications
Studied Fashion Merchandising at University of Maryland Eastern Shore and Fashion Institute of Technology.
Earned childcare certifications (e.g., 45-hour and 90-hour credentials) to qualify as a teacher in Maryland.
Quote:
“I went and got my certifications in childcare so I could make a little extra money.”
3. Entrepreneurial Drive
Keanna always knew she wanted to be her own boss, even before understanding what entrepreneurship meant.
Quote:
“I didn’t want to work a 9 to 5. I wanted to travel and make my own schedule.”
4. Serial Entrepreneurship
Owned a car dealership called Trendy Motors before launching Sandbridge.
Used profits from car sales and a bank loan to fund her childcare business.
Quote:
“I sold my first car and said, ‘I’m going to start a car business.’ That success helped me launch Sandbridge.”
5. Founding Sandbridge Early Learning Center
The name “Sandbridge” combines her last name (Sanders) with the concept of “bridging the gap” between parents and children.
Quote:
“Sandbridge means bridging the gap between parents and kids.”
6. Curriculum & Learning Philosophy
Uses Frog Street Curriculum for infants to age 5.
Employs certified public school teachers through grants to prepare children for elementary school.
Quote:
“We want children to be ready for school. We teach through themes, tummy time, reading, and physical activities.”
7. Family Engagement & Community Impact
Hosts family nights, festivals, and educational field trips.
Offers financial support, discounts, and free meals to families in need.
Quote:
“We go above and beyond… sometimes I waive fees or help with scholarship applications.”
8. Franchise Vision & Branding
Plans to franchise Sandbridge nationally with consistent branding across locations.
Quote:
“I want every Sandbridge to look the same—like Chick-fil-A or Walgreens.”
9. Overcoming Bias & Embracing Identity
Initially hid her ownership due to fear of bias but later embraced her identity and impact.
Quote:
“You didn’t work this hard not to be recognized. People deserve to know who you are.”
10. Faith, Risk-Taking & Advice
Attributes her success to faith, persistence, and taking risks.
Quote:
“Out of ten no’s, you’ll get one yes. Be consistent, be persistent, and lean on God.”
📍 Current Status
Operates six locations in Maryland: three full sites and three before/after care programs.
Serves nearly 400 children.
Actively working on franchising the business.
#SHMS #STRAW #BEST #AMI

Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success.
Business Podcast
Entrepreneurship
Small Business
Business Growth
Financial Literacy
Wealth Building
Black Entrepreneurs
Minority Business
Leadership
Executive Leadership
Business Funding
Marketing Strategies
Personal Development
Startup Advice
Sales Training
CEO Interviews
Founder Stories
Professional Development
Economic Empowerment
Business Success
Networking
Brand Building
Innovation
How to start a business
Small business funding
Entrepreneur success stories
Business leadership podcast
Wealth building strategies
Black entrepreneur podcast
Minority business development
Marketing for small businesses
Business growth strategies
Startup funding opportunities
Executive leadership training
Financial literacy education
Success mindset podcast
See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.