The MoneyPot Live: Unlocking Value: How Data Powers the Next Wave of Platform Growth
On the latest episode of The MoneyPot Live at Money20/20 Asia, host Rachel Morrissey sits down with Hans Patuwo, Chief Operating Officer of GoTo Group, the largest digital ecosystem in Indonesia. Discover how GoTo's integrated ecosystem approach drives growth in one of the world's most dynamic digital economies. Hans reveals the fascinating journey of GoTo Financial, and how the company leverages proprietary ecosystem data to provide financial services to Indonesia's 97 million unbanked citizens. Learn about GoTo's innovative approach to customer acquisition, monetization, and retention in a diverse market spanning 17,000 islands with unique subcultures.Key topics include: The evolution of GoTo Group from mobility services to a broader ecosystem that includes fintech solutions How COVID-19 accelerated digital payments and reshaped business priorities Strategies for serving unbanked populations with limited credit access Data-driven approaches to sustainable lending in emerging markets The challenges of designing financial products for diverse user segmentsWhether you're interested in fintech innovation, emerging markets, or platform economics, this episode offers valuable insights into how data and local expertise are transforming financial inclusion in Southeast Asia.Follow us on LinkedIn
--------
25:00
--------
25:00
AFC Series: CFPB in Turmoil? The Battle for Consumer Protection
The CFPB is at a crossroads. With leadership changes and a shifting political climate, what’s next for consumer protection? We break down the agency’s bold moves on open banking, BNPL, and EWA—and what the future holds as new leadership takes the reins. Tune in for a look at the future of financial rulemaking and the impact on consumers.Hosts: Rachel Morrissey, Head of Content, Money20/20 USIan P. Moloney, SVP, Head of Policy and Regulatory Affairs, American Fintech CouncilGuest: Ashwin Vasan, Partner, FS VectorFollow us on LinkedIn
--------
40:21
--------
40:21
AFC Series: Avoiding the Next Synapse: Lessons in Risk, Regulation, and Responsibility
The collapse of Synapse shook the fintech world. A year later, have banks, fintechs, and regulators done enough to prevent another disaster? In this episode, we explore the crucial steps to ensure stability—shared responsibility, smarter due diligence, and evolving regulations. Tune in to learn how the industry can avoid repeating history and build a safer, more resilient financial ecosystem.Host: Rachel Morrissey, Money20/20 USPhil Goldfeder, CEO, American Fintech CouncilGuest: Peter Hazlehurst, CEO, SyncteraInvestors for Synctera include: Lightspeed, Fin Capital, Diagram, SciFi, NA VenturesFollow us on LinkedIn
--------
37:49
--------
37:49
AFC Series: Open Finance Showdown: Suits, Countersuits, and the Future of Financial Data
Open Banking has become one of the most significant regulatory challenges of the last decade, with global implications for both financial services and consumers. As financial institutions and consumers navigate the evolving landscape of data sharing, the U.S. has recently introduced new regulations that may reshape the future of financial innovation. In this episode, we explore the launch of the Consumer Financial Protection Bureau's Final Rule for Open Banking, its mixed reception, and the lawsuits that followed its finalization.Hosts: Rachel Morrissey, Money20/20 USPhil Goldfeder, CEO, American Fintech CouncilGuest: Alexandra Barrage, Partner, Troutman Pepper LockeFollow us on LinkedIn
--------
33:43
--------
33:43
AFC SERIES: True Lender Debate: Navigating Fintech & Regulation
The disapproval of the OCC’s True Lender Rule in 2021 sparked a seismic shift in the fintech lending space, leaving a cloud of uncertainty over the regulatory landscape. As states roll out new true lender definitions and federal guidance remains elusive, the future of bank-fintech partnerships hangs in the balance. In this episode, we dive deep into the disruptive changes reshaping the industry, explore the potential impact of the new administration’s regulatory agenda, and debate what it will take to balance innovation with consumer protection. Tune in for a forward-looking discussion on what’s next for fintech lending in a rapidly evolving regulatory environment.Hosts: Rachel Morrissey, Money20/20 USIan P. Moloney, SVP, Head of Policy and Regulatory AffairsGuest: Martha O’Malley, Assistant General Counsel, ProsperFollow us on LinkedIn
Colombia